Fixed Coupon Note risk analytics for wealth-management firms and independent financial advisers

Make the risk
clearer.

FCN Risk Lab helps you assess a Fixed Coupon Note, explain its downside and bring greater consistency to every client conversation.

For regulated financial advisers and representatives · Product-risk analytics, not financial advice

FCN Risk Lab product risk assessment showing a risk score and risk contribution
100-pointmeasured-risk score
Free accessPay only what you need.
One workflowfrom assessment to monitoring

THE ADVISER ADVANTAGE

A stronger process.
A clearer conversation.

Use consistent, explainable product-risk analytics to support your professional judgement—not replace it.

01

Consistent product assessment

Apply a repeatable framework to each FCN review. Bring product terms, market inputs and downside scenarios into a structured assessment.

02

Clearer decision support

Translate risk–return trade-offs into explainable risk drivers and scenario outcomes for professional review and client discussion.

03

Transparent risk attribution

See what drives the score, how the note behaves across scenarios and how measured risk changes through maturity.

AN FCN REALITY CHECK

The same coupon.
A very different risk.

Two FCNs can offer the same coupon while differing in their underlyings, strike, barrier, observation method, tenor and issuer. FCN Risk Lab helps advisers turn those differences into a consistent score, transparent risk drivers and clearer scenario outcomes.

Explore the analytics workflow
FCN A8.0%coupon p.a.
Basket
3 underlyings
Barrier
Maturity observation
Issuer
Issuer A
FCN B8.0%coupon p.a.
Basket
5 underlyings
Barrier
Continuous observation
Issuer
Issuer B

Same coupon same product risk

FROM TERMS TO CLIENT CONVERSATION

See more than
the coupon.

The coupon is only one part of the decision. FCN Risk Lab helps surface the structural and downside features that deserve attention.

01

Assess the FCN

Enter the product terms and receive a measured-risk score, risk grade and transparent contribution breakdown.

02

Explain the trade-offs

Use scenario outcomes and underlying-level views to frame a more balanced client conversation.

03

Keep a clear record

Retain the assessment report for your files, internal review or adviser discussion.

04

Monitor through maturity

Track live products and refresh the assessment as market levels and time to maturity change.

YOUR FCN VIEW, EVERYWHERE

One workflow.
Any device.

Move from portfolio review to detailed assessment on desktop, tablet or phone. Keep the same products, risk evidence and reports within reach wherever your client conversations happen.

Start free
FCN Risk Lab portfolio dashboard on desktop
FCN product risk assessment on tablet
FCN Risk Lab dashboard on a mobile phone

PROFESSIONAL STARTER ACCESS

Start with
free access.

Experience the assessment and monitoring workflow with free access. Pay only for the credits you need.

  • Verify your email and enter the workspace
  • Professional declaration is required only before purchasing more credits
  • Browser-based access across desktop, tablet and phone
Create free workspace

BUILT FOR PROFESSIONALS

Your judgement remains
at the centre.

FCN Risk Lab provides product-risk analytics, not recommendations or financial advice. It is designed to complement an adviser’s own suitability process, professional judgement and regulatory obligations.

MEET THE PRACTITIONER

Shaped by a
practitioner’s perspective.

Kelvin Goh, practitioner behind FCN Risk Lab

Kelvin Goh

Investment Solutions & Wealth Management Leader

Kelvin brings two decades of banking and finance experience across structured products, managed investments, discretionary portfolio management and market risk. His career has included OCBC Group, Citibank and UBS, as well as leadership of a Singapore asset manager overseeing more than US$800 million.

He advises family offices and high-net-worth investors and teaches Treasury Management under the Family Office Advisor programme at SMU Academy—bringing complex investment concepts into clear, practical language.

START FREE

From email
to dashboard.

Create your account, verify your email and enter the workspace with free access. Record your professional declaration only when you are ready to purchase more.

1Create account2Verify email3Open dashboard

PAY ONLY WHAT YOU NEED

See your first FCN risk assessment.

Your identity is verified by email. Your professional details are collected securely inside your workspace before any paid credit purchase.

Create free workspace

PROFESSIONAL ACCESS ONLY

This service is for regulated financial advisers.

FCN Risk Lab is not currently available to retail investors or unregulated users. If you believe this does not reflect your professional status, contact admin@fcnrisklab.com.

APPLICATION RECEIVED

Thank you for your interest.